Description
CENGAGE Personal Financial Planning 13Th Edition. 2014 Edition by GITMAN ,JOEHNK, BILLINGSLY
Knowing what to do with your money is more important than ever. Gitman/Joehnk/Billingsley's market-leading PERSONAL FINANCIAL PLANNING, 13E, International Edition provides students with the tools, techniques, and understanding they need to define and achieve their financial goals. The book follows a life-cycle approach--addressing financial plans, assets, credit, insurance, investment, and retirement--as individuals and families progress through life.The latest updates reflect the most recent financial developments and research--from new tax laws and the latest financial data to professional financial advice that considers the impact of the recent global financial crisis. The 13th edition is packed with new information relevant to today's students--for example, changing spending habits for the better, knowing the right questions to ask a financial adviser, using tips on budgeting and planning for retirement, knowing what to look for when choosing a bank, knowing whether to buy or lease a car, knowing what's important when buying your first home, and choosing the right credit card. All-new features teach you to use today's critical financial tools and technology, including financial planning software. CFP (R) practice questions provide valuable practice. The CengageNOW online learning system helps you complete your homework and achieve the grade you want. Part I: FOUNDATIONS OF FINANCIAL PLANNING.1. Understanding the Financial Planning Process.2. Developing Your Financial Statements and Plans.3. Preparing Your Taxes.Part II: MANAGING BASIC ASSETS.4. Managing Your Cash and Savings.5. Making Automobile and Housing Decisions.Part III: MANAGING CREDIT.6. Using Credit.7. Using Consumer Loans.Part IV: MANAGING INSURANCE NEEDS.8. Insuring Your Life.9. Insuring Your Health.10. Protecting Your Property.Part V: MANAGING INVESTMENTS.11. Investment Planning.12. Investing in Stocks and Bonds.13. Investing in Mutual Funds and Real Estate.Part VI: RETIREMENT AND ESTATE PLANNING.14. Planning for Retirement.15. Preserving Your Estate.